Sukanya Samrudhi Yojana is a small deposit scheme of the Government of India for one child only and has been launched as part of Save Betty Betty Pawao campaign. The plan is to meet the education and marriage expenses of a girl child.
Sukanya Samrudhi Yojana video
General information about Sukanya Samrudhi Yojana Save Betty will initiate the self-reliance and upliftment of the country's daughters - Prime Minister Narendra Modi launched the Sukanya Samvardhan Yojana in January, 2015 in the Beta Pada Abhiyan.
A PPF account is an account that is opened for girls under this scheme. An account can be opened in the daughter's name in a bank or post office fee. The plan is for a bright and secure future for the daughters.
Features of Sukanya Samrudhi Yojana You can deposit a minimum of Rs.250 and a maximum of Rs.150,000 per year. The interest rate of the account on the amount deposited by the Ministry of Finance of India is notified from time to time. The interest rate is fixed in the financial year.
Under the new rule 100% amount can be deducted on daughter's marriage. Deposits are tax exempt under 80-C. No interest is paid after the daughter turns 21.
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How to open a plan account?
Visit the nearest bank or post office fee to get the Sukanya Sanvardhan Yojana form. Photograph the daughter and fill out the form details. Attach Xerox copy of all required documents. You can bring the form home and complete it and submit it later.
Sukanya Samrudhi Yojana is a small deposit scheme of the Government of India for one child only and has been launched as part of Save Betty Betty Pawao campaign. The plan is to meet the education and marriage expenses of a girl child.
Documents required for Sukanya Samrudhi Yojana
1. Sukanya Breeding Scheme Form
2. 2 passport photographs of daughter and mother and father
3. Daughter's birth certificate
The. Copy of mother or father's Aadhaar card or other identity card
Residence. Proof of Residence (Electricity Bill, Ration Card, Driving License, Election Card, Any)
- With such a copy ..
Rules for Premature Withdrawal from SSY Account The rules that allow an account to be closed prematurely are as follows:
Important Requirements
If you forget to give one year, you will have to pay a penalty.
You can deposit money whenever you want during the year.
Once the girl reaches the age of 18 and gets married, the SSY is allowed to withdraw prematurely. However, the application must be submitted at least one month before the marriage and 3 months after the marriage to avail the benefit. Documents that determine the age of the girl must also be provided.
If the child becomes a non-citizen or non-resident, the account will be considered closed. Any such change in status must be reported by the parent or the girl child within one month of the change of status.
If the child dies, the balance available in the account can be withdrawn by the guardian. However, a death certificate must be submitted.
If the account has been open for 5 years and more, and the bank or post office fee feels that continuing the account is causing the child trouble, the parent or child may choose to close prematurely. Permission to close the account will also be valid for other reasons, but the interest earned on the contribution will be the same as the interest rate paid by the post office fee.
If you have two daughters, you can open two accounts. But even if you have more than two daughters, you can open at least two accounts.
Online deposit facility is also available.
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